Waste Management, Inc. v. AIG Specialty Insurance Co.
The court found that the insurer did not have a duty to defend individual insureds, who were criminally indicted for their role in a pollution event in Oahu, reasoning that no "claim" was asserted within the "eight corners" rule and no "reality" test existed.
pollution legal liability insurance policy, pollution event, criminal proceedings, duty to defend, "criminal fines" exclusion, "intentional noncompliance" exclusion, "claim", "eight corners" rule, "reality" test
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