Pappy’s Barber Shops, Inc. v. Farmers Group, Inc.
The court found that the insureds did not plausibly allege any entitlement to coverage because they failed to allege a direct physical loss to their properties or any civil authority orders that prohibited access to such properties.
commercial property insurance policy, business income loss, civil authority, COVID-19, direct physical loss, mold and microorganisms, virus or bacteria, fungi, exclusion, motion to dismissx
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