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Mudpie, Inc. v. Travelers Casualty Insurance Co. of America

Court: Other  09/14/2020  California District Court Dismisses Insured's Claim for Business Income Coverage in COVID-19 Dispute

The court disagreed with the insurer's expansive definition of "direct physical loss of" property but found that the insured was not permanently dispossessed of its property and, therefore, no coverage existed for its alleged business income loss.

commercial property insurance policy, business income, civil authority, COVID-19, motion to dismiss, direct physical loss, virus exclusion

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