Koch v. Metropolitan Life Insurance Co.
The court, after determining that an independent review of of the administrative record was warranted, found that the claimant failed to meet her burden of proof that the sole and direct cause of her husband's death was an accidental fall.
life insurance policy, accident death benefits, accidental injury, direct and sole cause, ERISA, administrative records, factual discrepancies, independent review, Texas Insurance Code 1701.062(a), discretionary clause, de novo review, burden of proof, accident
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