Kiolbassa Provision Co., Inc. v. Travelers Property Casualty Company of America

Court: 5th Cir  06/02/2022  Fifth Circuit Holds Reefer Trailer Does Not Qualify As Covered Equipment Under Equipment Breakdown Policy

The Fifth Circuit Court of Appeals held that Equipment Breakdown Policy did not provide coverage for spoiled perishable goods damaged when refrigeration unit mounted on a reefer trailer failed because the reefer trailer was a "vehicle" which did not satisfy the policy's definition of "Covered Equipment."

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ordinary meaningvehicleequipment breakdown policycovered equipmentpolicy definitioncovered premisesreefer trailernot that kind of reefer trailer

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