Ferrer & Poirot, GP v. The Cincinnati Insurance Co.
The Fifth Circuit Court of Appeals affirmed dismissal by magistrate holding that losses incurred by insured under commercial property policy as a result of COVID-19 shutdowns did not qualify as Covered Cause of Loss because there was no underlying physical loss or damage to insured property.
commercial property policy, physical loss or damage, COVID-19, Business Income, Extra Expense, Civil Authority, Covered Cause of Loss
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