A magistrate of the Western District of Texas clarified a recommendation that an insured's motion for summary judgment be granted in part, finding that insurer waived fortuity doctrine defense, that insurer's affirmative defenses of breach of warranty, promissory estoppel, and prior notice exclusion fail as a matter of law, but that material fact issues remain concerning insurer's reformation, prior knowledge exclusion, and misrepresentation defenses.
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