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Employees Retirement System of Texas v. Walker

Court: Tx 3-Austin  09/14/2022  Court Reverses and Renders Judgment For Life Insurer Where Intoxicated Decedent Struck by Five Cars

The Court ruled that substantial evidence supported an administrative panel's conclusion that the decedent's intoxication had substantially contributed to his death meaning his widow was not entitled to coverage under an accidental death policy even if the death was directly caused by the decedent being struck by five cars when he tried to walk across an interstate highway and therefore, the trial court had erred when it had reversed the panel's decision and ordered the life insurer to pay benefits under the policy.

life insurance, accidental-death benefits, direct result of accidental bodily injury, substantially contributed to, intoxication exclusion, immediate cause, substantial evidence,

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