The Court ruled that substantial evidence supported an administrative panel's conclusion that the decedent's intoxication had substantially contributed to his death meaning his widow was not entitled to coverage under an accidental death policy even if the death was directly caused by the decedent being struck by five cars when he tried to walk across an interstate highway and therefore, the trial court had erred when it had reversed the panel's decision and ordered the life insurer to pay benefits under the policy.
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