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Cinemark Holdings, Inc. v. Factory Mutual Insurance Co.

Court: ED Tx  03/21/2023  Court Denies Coverage Under Business Interruption Policy for COVID-19 Losses

The Court held that the harm sustained by the insured movie theater chain due to the COVID-19 pandemic was not covered under the policy because the harm did not meet the definition of physical loss or damage necessary to trigger coverage as the virus did not cause tangible damage to the insured's physical property.

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