A court of the Western District of Texas denied an insurer's motion for summary judgment regarding its duties under a general liability policy, declining to consider extrinsic evidence where there is no evidence of collusion between the parties in the underlying case and holding that there is no gap in the underlying suit's live pleading alleging only negligence where the policy's undefined and ambiguous term "physical abuse" should be read to apply only to allegations of intentional, knowing, or reckless misconduct.
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