Case Note: Barbara Technologies Corp. v. State Farm Lloyds
Payment of an appraisal award on a denied claim does not affect a carrier's potential liability for prompt pay damages under Texas Insurance Code § 542.060.
Great Opportunities in the Face of Impending Regulations
The explosion of “Big Data” is revolutionizing our society and providing new opportunities for insurers and consumers.
Fifth Circuit Departs from Precedent to Follow ‘Menchaca’
The Fifth Circuit recently acknowledged its precedent had mistakenly established “the opposite rule from that [set forth] in Vail” for the recovery of extra-contractual damages.
Trial Practice: The Menchaca Jury Charge for Statutory Bad Faith
In Wall v. State Farm Lloyds, the First Court of Appeals addresses jury charge practice under USAA Tex. Lloyds Co. v. Menchaca, 545 S.W.3d 479 (Tex. 2018).
The Henley v. Love Lesson: Where Experts Must Tread
In addition to the complexities inherent in coverage law, coverage litigation brings its own set of challenges. One recurring question: When does a coverage case require an expert opinion?
To Protect Itself, Insurer Must Consider Agency Principles Before Issuing Payment to Joint Payees
Insurers frequently issue checks to multiple payees – usually to some combination of the insured, adjuster / third-party administrator, mortgagee or lienholder, and attorneys.
Texas Supreme Court Denies Rehearing in U.S. Metals v. Liberty Mutual
by Robert Witmeyer >On June 17, 2016, the Texas Supreme Court denied the parties’ motions for rehearing in U.S. Metals v. Liberty Mutual, No. 14-0753, 2015 WL 7792557 (Tex. Dec. 4, 2015). The Court’s opinion represents the current law in Texas for “property damage” and the “impaired property” exclusion under…
A Year in the Life of the Eight-Corners Rule: Recent Developments in the Duty to Defend
by Tamara Bruno A Year in the Life of the Eight-Corners Rule: Recent Developments in the Duty to Defend One of the most well-known, frequently cited, and seemingly fixed legal principles in Texas insurance case law is, of course, the “eight-corners” rule – also known as the “complaint allegation” rule…
Stowers After Patterson: Same As It Ever Was?
by Matthew Steven Paradowski In April 2015 an opinion issued by the First District Court of Appeals in Houston caught the rapt attention of liability insurers and insurance law practitioners in the State of Texas, as it appeared to fundamentally alter the Stowers duty—the sole common law duty owed by…
Fifth Circuit Rules That Insured May Not Rely on Conclusory Expert Affidavit to Survive Summary Judgment
by Tae Andrews A recent Fifth Circuit decision has reaffirmed that an insured cannot withstand an insurer’s motion for summary judgment by presenting only an expert’s conclusory affidavit as evidence. In Stagliano v. Cincinnati Insurance Co., No. 15-10137 slip op. at 2 (5th Cir. Dec. 11, 2015), the insured plaintiffs…