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Texas Farm Bureau Mutual Insurance Co. v. Minchew

Court: Tx 1-Houston  05/11/2023  Court Reverses Judgment for Insured and Renders For Insurer on Dispute Regarding Interpretation of Limits Reduction Clause in Auto Policy

The court found that the policy unambiguously provided that its liability limits were reduced to the statutory minimum when one named insured sued another named insured for bodily injury even if the term "you" applies to more than one named insured under the policy and there was no common-law severability-of-interests doctrine or common-law separation-of-insureds doctrine that would preclude the insurer from enforcing the provision.

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