A court of the Northern District of Texas granted a commercial property insurer's motion to dismiss all of an insured hospital's claims for losses arising out of governmental stay-at home orders to limit the spread of COVID-19, which prevented hospital from performing elective surgeries, finding no allegations of direct physical loss or damage to the insured's property, and, thus, the insured failed to state a breach of contract claim. The court also dismissed all the insured's extracontractual claims.
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