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Perkins v. Homeowners of America Insurance Co.

Court: Tx 14-Houston  01/10/2023  Court Affirms Summary Judgment For Insurer After Homeowners Refuse to Cooperate in Appraisal Process and EUO

The Court found that the trial court had properly granted summary judgment for the insurer on the insureds' claims for breach of contract and extra-contractual damages because the insureds refusal to designate a "qualified appraiser" and to timely sit for examinations under oath had breached the policy's cooperation clause and prejudiced the insurer.

homeowners' insurance, qualified appraiser, examination under oath, competent, impartial, disinterested, cooperate, undue delay

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