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Mid-Continent Casualty Co. v. Harris County Municipal Utility District No. 400

Court: Tx 9-Beaumont  08/31/2023  Insurer Has No Duty to Pay Defense Fees Incurred by Independent Counsel

The Court concluded that the insurer had no duty to reimburse its insureds for expenses that they incurred in hiring independent counsel to defend them in an election contest lawsuit because the insurer had agreed to defend the insureds under a reservation of rights and there was no actual conflict of interest between the insurer and the insureds since there were no facts being litigated in the underlying lawsuit that would affect coverage.

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