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Frederking v. Cincinnati Insurance Co.

Court: WD Tx  03/20/2020  No Liability Insurance Coverage for Punitive Damages Award

A Court of the Western District of Texas held that a commercial auto liability policy issued to an employer, under which an employee truck driver qualified as an insured as a permissive user of a covered auto, did not provide coverage for a punitive damages award against the employee for his own gross negligence because such coverage would frustrate Texas public policy under the facts of the case at hand.

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