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Frederking v. Cincinnati Insurance Co.

Court: WD Tx  03/20/2020  No Liability Insurance Coverage for Punitive Damages Award

A Court of the Western District of Texas held that a commercial auto liability policy issued to an employer, under which an employee truck driver qualified as an insured as a permissive user of a covered auto, did not provide coverage for a punitive damages award against the employee for his own gross negligence because such coverage would frustrate Texas public policy under the facts of the case at hand.

commercial auto liability policy, bodily injury, permissive user, insured, drunk driver, punitive damages award, public policy, gross negligence

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