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Burman v. State Farm Lloyds

Court: WD Tx  04/04/2019  Insured Homeowner Limited to Liability Limits of Dwelling Foundation Coverage Endorsement

Where foundation damage was caused by water leak, insured was limited to liability sub-limit of fifteen percent of policy limit where Dwelling Foundation Coverage Endorsement was only available coverage for foundation movement, regardless of contributing causes, entitling insurer to summary judgment on insured's breach of contract and extra-contractual claims.

homeowner's insurance policy, foundation damage, plumbing leak, contributing cause, dwelling foundation coverage endorsement, misrepresentation, bona fide coverage dispute, extra-contractual claims, breach of contract

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