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Beazley Underwriting, Ltd. v. Daniels Hospitality Group, LLC

Court: WD Tx  06/22/2021  District Court Grants Judgment on the Pleadings for Insurer in COVID-19 Dispute

The court found that the insured did not establish direct physical loss of or damage to property as a result of the coronavirus, could not satisfy the request elements for civil authority coverage, and, in any event, the microorganism exclusion applied to negate coverage.

commercial property insurance policy, COVID-19, business interruption, judgment on the pleadings, direct physical loss or damage, civil authority coverage, microorganism and contamination exclusions

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