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Baylor College of Medicine v. XL Insurance Co. of America, Inc.

Court: Tx 14-Houston  02/06/2024  Court Affirms Summary Judgment for Insurers in Claim by Hospital For Losses Arising Out of the Covid Pandemic

The Court found that the policies' pollution and contamination exclusions precluded coverage for the business losses the hospital sustained due to the covid shutdown because the exclusions specifically included a virus as a type of contaminant or pollutant even if a virus cannot be classified strictly as a solid, liquid, gaseous or thermal irritant or contaminant.

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