American Guarantee and Liability Insurance Co. v. ACE American Insurance Co.
The Court agreed that a third settlement offer by plaintiffs in an underlying automobile liability case was unconditional because no evidence existed of adverse interests among the plaintiffs (a mother and her children) such that any third-party approval by a guardian ad litem or trial court caused the offer to be inherently conditional.
automobile insurance policy, primary, excess, Stowers, third-party settlement approval, conditional offer, unconditional, adverse interests
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