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Pulley v. Ground Effects Landscaping

Court: WD Tx  09/16/2019  Homeowner Insurer Granted Summary Judgment because Damaged Home was not Insured's "Residence Premises"

The District Court adopted a Magistrate Judge's recommendation that an insurer's motion for summary judgment under a homeowner's policy because the policy unambiguously excluded coverage where the named insured did not actually reside in the premises and because the insured failed to give prompt notice of the loss, resulting in prejudice to the insurer.

homeowner's insurance policy, actual residence, prompt notice, motion for summary judgment, choice of law, property damage

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