Mark’s Engine Co. No. 28 Restaurant, LLC v. The Travelers Indemnity Co. of Connecticut
The California court found that the insured did not suffer a direct physical loss of or damage to its property, as it was not permanently dispossessed of the property. Moreover, even if such were the case, the virus exclusion applied to negate coverage.
commercial property insurance policy, COVID-19, business income loss, civil authority, direct physical loss, direct physical damage, virus exclusion
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