Court: Tx Trial Ct 07/14/2017 Southern District Addresses Application of Menchaca, Finds in Favor of Insurer in Homeowners Policy Dispute Court finds that full and timely payment of appraisal award barred insured's contract and extra-contractual claims and no independent injury existed. Reviewing the Case Document is for members only. Please login application of Menchacano "loss of benefits"independent losspreclusion of breach of contract and extra-contractual claimshomeowners insurance policyappraisal awardstorm damageactual cash value awardreplacement cost awardfull and timely payment of appraisal award