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It’s Nice, Inc. v. State Farm Fire and Casualty Co.

Court: Other  09/29/2020  Illinois State Court Dismisses Insured's COVID-19 Claims for Lack of Direct Physical Loss and Applicability of the Virus Exclusion

The court found that the insured did not and could not allege facts that would establish a direct physical loss because of the presence of the coronavirus in its building. Moreover, even if the insured could do so, the virus exclusion would apply to negate coverage.

commercial property insurance policy, COVID-19, business interruption, direct physical loss or damage, virus exclusion

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