It’s Nice, Inc. v. State Farm Fire and Casualty Co.

Court: Other  09/29/2020  Illinois State Court Dismisses Insured's COVID-19 Claims for Lack of Direct Physical Loss and Applicability of the Virus Exclusion

The court found that the insured did not and could not allege facts that would establish a direct physical loss because of the presence of the coronavirus in its building. Moreover, even if the insured could do so, the virus exclusion would apply to negate coverage.

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Commercial property insurance policybusiness interruptiondirect physical loss or damageCOVID-19virus exclusion

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