Hernandez v. National Lloyds Insurance Co.

Court: Tx 14-Houston  07/19/2017  Federal District Court Dismisses State Law Claims-Handling Dispute under Federal Preemption, Denies Breach of Contract Claim

Court finds that state law claims related to flood insurance policy were preempted by federal law, and the insured failed to provide a proof of loss, barring coverage.

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proof of lossTexas Insurance Codegood faith and fair dealingnational flood insurance programclaims handlingTexas DTPAstate law claimsfederal preemptionstandard flood insurance policy

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