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Guiles v. GeoVera Advantage Insurance Services, Inc.

Court: 5th Cir  03/24/2025  Fifth Circuit Affirms Independent Injury Requirement

The Fifth Circuit Court of Appeals affirmed summary judgment granted to homeowners insurer which paid an appraisal award plus applicable TPPCA interest on a Winter Storm Uri claim, holding that the Texas Supreme Court has made clear that payment of an appraisal award forecloses an insurer's liability for breach of contract and common-law and statutory bad faith unless the insured suffered an independent injury,

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