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Gonzalez v. Mid-Continent Casualty Co.

Court: 5th Cir  08/13/2020  Fifth Circuit Affirms District Court Judgment of Insurer's Duty to Defend Insured in Fire Damage Case

The court found that, although the fire that damaged the structure did not occur until after the policy ended, the initial damage to electrical wiring that gave rise to the fire did occur during the policy period, triggering a duty to defend. The court also agreed that exclusions j.(5) and j.(6) did not apply because the insured was not hired to work on the electrical wiring that was damaged.

commercial general liability policy, duty to defend, "eight corners" rule, occurrence, property damage, during the policy period, exclusion j.(5), exclusion j.(6), that particular part

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