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Frederking v. Cincinnati Insurance Co.

Court: 5th Cir  07/02/2019  Fifth Circuit Rejects Insurer's Contention that Intentional Act of Drinking Renders Drunk Driving Collision not an "Accident"

The Court criticized the insurer's claim that an "accident" could not exist following a driver's intentional decision to drink and then drive an automobile, noting that, taken to its logical conclusion, any act by an insured that causes a distraction to driving -- eating, applying makeup, etc. -- would preclude coverage under a standard automobile liability policy.

automobile liability insurance policy, accident, highly probable, natural and expected result

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