Franklin EWC, Inc. v. The Hartford Financial Services Group, Inc.
A court of the Northern District of California found that the insurer met its burden to establish that the virus exclusion blocked coverage for the insured's losses related to COVID-19 closures, and the limited virus provision did not apply under the facts at issue.
commercial property insurance policy, COVID-19, business interruption, non-essential business, motion to dismiss, virus exclusion, civil authority, limited virus provision, specified causes of loss
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