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Allen v. State Farm Lloyds

Court: 4th Cir  08/01/2017  Court Reverses Directed Verdict for Insurer on Foundation Claim

An appeals court found that insureds had presented more than a scintilla of evidence that foundation damage to their home was covered and further had raised fact issues on whether the insurer had knowingly violated the insurance code.

homeowner',s policy, homeowner',s, homeowners, foundation, water, dwelling foundation endorsement, water damage endorsement, policy construction, construction, ordinary meaning, deterioration, repeated, continuous, long term, liability limitation, contributing causation clause, contributing-causation clause, contributing causation, burden of proof, ACV, actual cash value, repair, replacement, bad faith, extra contractual, reasonable investigation, prompt payment, reasonable explanation, insurance code, knowing violation

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